Terms & Conditions — oka520

For the purposes of these Terms, the following definitions apply:

• "Platform" — The oka520 website accessible at https://oka520.cam, including all sub-pages, services, applications, and tools made available through that domain.
• "Account" — The registered user account created by an individual on the Platform, uniquely identified by the registered email address or mobile number.
• "Balance" — The aggregate of real-money funds held in a User's Account, excluding bonus credits that have not yet met applicable wagering requirements.
• "Bonus Funds" — Promotional credits issued by oka520 in connection with deposit match offers, free bets, cashback awards, or loyalty program rewards. Bonus Funds are subject to wagering requirements and are not immediately withdrawable.
• "KYC" (Know Your Customer) — The identity and age verification process through which a User submits documentary evidence (e.g., Indonesian national identity card — KTP) to confirm their identity, age, and residency.
• "Wagering Requirement" — The cumulative staking threshold (expressed as a multiple of Bonus Funds, deposit amount, or combined total) that must be met before Bonus Funds convert to withdrawable Balance.
• "Prohibited Jurisdiction" — Any territory from which access to or use of the Platform is explicitly restricted under applicable law or by oka520's licensing conditions.
• "Responsible Gaming Tools" — Account-level controls including deposit limits, loss limits, session time limits, self-exclusion, and reality-check reminders available to all registered Users.
• "Force Majeure" — Any event or circumstance beyond the reasonable control of oka520, including but not limited to natural disasters, acts of government, cyberattacks, telecommunications failures, or pandemic conditions.

Use of the oka520 Platform is restricted to individuals who satisfy all of the following criteria:

• You are at least 21 years of age at the time of registration.
• You are a resident of Indonesia and are accessing the Platform from within Indonesia, or from a jurisdiction in which online betting is not prohibited under applicable law.
• You are accessing the Platform for your own personal use and are acting on your own behalf, not on behalf of any third party.
• You do not reside in, and are not accessing the Platform from, a Prohibited Jurisdiction.
• You have not previously been self-excluded from oka520 or any affiliated platform, or if previously self-excluded, your exclusion period has lawfully expired and the exclusion has been formally lifted by oka520.
• You are not a current employee, contractor, director, or agent of oka520, nor an immediate family member (spouse, parent, sibling, or child) of such a person.
• You are of full legal capacity to enter into a binding agreement and are not under any legal disability that would prevent you from being bound by these Terms.

To access the full range of oka520 services, you must register a single Account. The following conditions apply to account creation and maintenance:

• You may hold only one Account per person. Opening duplicate or multiple accounts — whether under the same or different personal details — is strictly prohibited and will result in closure of all related accounts.
• You must provide accurate, complete, and current information at registration, including your full legal name, date of birth, Indonesian national identity number (NIK), registered address, and a valid contact email address or mobile number.
• You are solely responsible for maintaining the confidentiality of your login credentials. oka520 will not be held liable for losses arising from unauthorized access to your Account due to your failure to safeguard your password.
• You must notify oka520 immediately via [email protected] if you suspect unauthorized access to your Account or believe your credentials have been compromised.
• Account sharing or transfer to another person is prohibited. All betting and gaming activity on an Account is deemed to be authorized by the registered account holder.
• oka520 reserves the right to decline any registration application at its sole discretion without being required to provide a reason.

oka520 is committed to maintaining a safe, fair, and legally compliant platform. As part of this commitment, all Users are required to complete identity verification before their first withdrawal and at any point oka520 deems further verification necessary.

Acceptable KYC documents include:

• Indonesian National Identity Card (KTP — Kartu Tanda Penduduk), showing full name, date of birth, and address.
• Indonesian Passport (for Users who have provided passport details at registration).
• A recent bank statement or e-wallet transaction record confirming that the payment method used belongs to the registered account holder.
• A selfie photograph holding the submitted identity document, where requested by our compliance team.

Documents submitted for KYC must be clear, unaltered, and not expired. oka520 reserves the right to request additional documentation at any time. Failure to complete KYC within the specified time frame will result in suspension of withdrawal functionality until verification is satisfactorily completed.

All financial transactions on the oka520 Platform are conducted in Indonesian Rupiah (IDR / Rp). The following terms govern deposits and withdrawals:

Deposits

• Accepted deposit methods: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, OVO, DANA, GoPay, and ShopeePay.
• Minimum deposit: Rp 10.000. Maximum single deposit limits vary by payment method and are displayed at the cashier.
• Deposits are credited to your Balance in real time or within five minutes for bank transfer methods, subject to your bank's processing infrastructure.
• All deposits must originate from a payment account registered in your own name. Third-party deposits are prohibited and will be refunded, with the Account placed under review.
• oka520 charges no platform fee on deposits. Any bank or e-wallet service charges are the responsibility of the User's financial institution.

Withdrawals

• Minimum withdrawal: Rp 50.000. Maximum single withdrawal limits are displayed at the cashier and may vary based on Account tier and verification status.
• Withdrawals are processed to the same payment method used for the most recent deposit, where technically possible. oka520 reserves the right to request additional verification before approving withdrawals to a new or unverified payment method.
• KYC-verified accounts in good standing benefit from an average withdrawal processing time of under 15 minutes during business hours (08:00–22:00 WIB, Monday–Sunday).
• Withdrawal requests submitted outside business hours are queued and processed from 08:00 WIB the following day.
• oka520 reserves the right to delay or withhold a withdrawal pending investigation if there is reasonable suspicion of fraud, money laundering, or breach of these Terms.
• Any bonus funds that have not met applicable wagering requirements are not eligible for withdrawal and will be deducted from the withdrawal amount where applicable.

oka520 offers a range of promotional incentives to both new and existing Users. All bonuses and promotions are subject to the following general terms, in addition to any specific conditions stated at the point of offer:

• Each promotion is governed by specific terms including the bonus amount or percentage, minimum qualifying deposit, wagering requirement multiplier, eligible games or bet types, minimum odds restrictions (where applicable), and expiry date. These terms are published alongside each promotion.
• Wagering requirements must be completed within the stated time window from the date the bonus is credited. Uncompleted wagering requirements result in forfeiture of remaining Bonus Funds.
• Unless a promotion explicitly states otherwise, only one welcome bonus is available per User, per household, per IP address, and per payment method.
• oka520 reserves the right to modify, suspend, or withdraw any promotion at any time with reasonable notice. Where a bonus has already been accepted and wagering commenced, earned progress will be honoured.
• Any attempt to exploit, abuse, or manipulate bonus structures — including through multi-accounting, coordinated staking patterns designed to circumvent wagering requirements, or use of third-party software — will result in cancellation of the bonus, forfeiture of associated winnings, and potential Account closure.
• oka520 does not offer bonuses to Users who have opted out of marketing communications. Users may opt back in through Account settings at any time.

The following rules govern all wagering activity on the oka520 Platform, across sportsbook, casino, live dealer, and specialty game categories:

• All bets are final once confirmed by the system. oka520 does not accept requests to void or amend a bet after confirmation, except in the case of a documented technical error.
• In the event of a technical fault or system error that affects the outcome of a game or the recording of a bet, oka520 reserves the right to void the affected wager and return the staked amount to the User's Balance.
• Sportsbook odds are subject to change up to the moment a bet is accepted. The odds displayed at confirmation are the odds that apply to the wager.
• Asian handicap (voor bola), 1X2, over/under, and in-play markets each carry their own settlement rules, which are published in the Sportsbook Rules section of the Platform.
• Casino and live dealer game outcomes are determined by certified Random Number Generator (RNG) software or by physical game mechanics in the case of live dealer titles. oka520 does not manipulate game outcomes.
• Maximum winnings per bet, per day, and per event may apply and are displayed at the relevant market or game. oka520 reserves the right to limit payouts on wagers placed in error at manifestly incorrect odds.
• The cash-out feature, where available, allows Users to settle open sportsbook bets before the event concludes. Cash-out values are calculated in real time and are offered at oka520's discretion. Cash-out availability is not guaranteed.

oka520 is committed to promoting responsible gambling. We provide a suite of tools that allow Users to manage their gambling activity proactively. All Responsible Gaming Tools are accessible through your Account settings or by contacting support:

• Deposit Limits: Set daily, weekly, or monthly caps on the amount you can deposit to your Account.
• Loss Limits: Define the maximum net loss you are willing to sustain within a specified period.
• Session Time Limits: Restrict the cumulative time you spend logged in to the Platform within a 24-hour period.
• Reality Checks: Enable pop-up notifications at regular intervals reminding you of the time elapsed and your net position during a gaming session.
• Self-Exclusion: Request a temporary (30-day, 90-day, 6-month, or 12-month) or permanent exclusion from the Platform. During an exclusion period, your Account is suspended and you cannot register a new account.
• Cool-Off Period: Take a short break of 24, 48, or 72 hours without formally excluding your account.

For more information on these tools and additional support resources, please visit our dedicated Responsible Gaming page. Adults only (21+). Gambling can be addictive — please play responsibly.

The following conduct is strictly prohibited on the oka520 Platform. Engaging in any of the below may result in immediate Account suspension, forfeiture of Balance, and legal action where appropriate:

• Opening, operating, or benefiting from more than one oka520 Account.
• Using automated software, bots, scripts, or artificial intelligence tools to place bets, exploit game mechanics, or interact with the Platform in any non-human manner.
• Engaging in or facilitating match-fixing, spot-fixing, or any form of sports integrity violation in connection with events offered on our sportsbook.
• Using funds derived from criminal activity or money laundering to deposit or wager on the Platform.
• Exploiting software bugs, pricing errors, or technical vulnerabilities for financial gain. Users who identify a technical error are obligated to report it to support immediately and refrain from exploiting it.
• Collusion with other Users to gain an unfair advantage in poker, live dealer games, or any other multi-player format.
• Attempting to reverse-engineer, copy, distribute, or modify any part of the oka520 Platform or its proprietary software.
• Providing false, misleading, or fraudulent information during registration, KYC, or any support interaction.

All content on the oka520 Platform — including but not limited to the brand name, logo, visual design, software code, game interfaces, written content, data compilations, and marketing materials — is the exclusive intellectual property of oka520 or its licensed content partners (including Pragmatic Play, Evolution Gaming, Microgaming, NetEnt, Spribe, and Pocket Games Soft).

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial purposes only. This licence does not include the right to:

• Copy, reproduce, or redistribute any Platform content without prior written consent.
• Use the oka520 name, logo, or brand assets in any form without explicit authorization.
• Frame, scrape, or deep-link to any part of the Platform without authorization.

Any unauthorized use of oka520 intellectual property constitutes an infringement of applicable intellectual property law and may result in civil and criminal liability.

To the maximum extent permitted by applicable law, oka520 excludes all liability for:

• Any loss of profits, revenue, data, goodwill, or indirect, consequential, or incidental damages arising from your use of or inability to access the Platform.
• Any interruption, delay, or failure of the Platform caused by circumstances outside oka520's reasonable control, including Force Majeure events, telecommunications failures, or third-party service outages.
• Any unauthorized access to your Account resulting from your failure to maintain the security of your login credentials.
• Any decisions made by you in reliance on information, odds, or data displayed on the Platform that contains typographical errors or technical inaccuracies.
• Losses arising from your failure to read and comply with applicable bonus terms, game rules, or these Terms.

Nothing in these Terms excludes or limits oka520's liability for fraud, willful misconduct, or any other matter that cannot be excluded by law.

Where oka520 is found liable under any cause of action, the maximum aggregate liability to you shall not exceed the total amount deposited by you into your Account in the 30-day period immediately preceding the event giving rise to the claim.

oka520 collects, stores, and processes personal data in accordance with our Privacy Policy, which forms an integral part of these Terms. By registering an Account, you confirm that you have read and understood our Privacy Policy and consent to the processing of your personal data as described therein.

Key privacy principles observed by oka520 include:

• Personal data is collected only to the extent necessary for Account management, KYC compliance, payment processing, and fraud prevention.
• Data is stored with 256-bit SSL encryption and is not sold to unaffiliated third parties for commercial purposes.
• You have the right to request access to, correction of, or deletion of your personal data, subject to applicable legal retention obligations.

oka520 reserves the right to amend these Terms at any time. Where changes are material, we will provide at least 14 days' advance notice by posting a prominent notice on the Platform and, where practicable, by sending a notification to your registered email address.

Your continued use of the Platform following the effective date of any amendment constitutes acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the Platform and may request closure of your Account prior to the effective date.

Minor amendments — such as corrections of typographical errors, clarifications that do not alter the substance of any clause, or updates to contact information — may be made without advance notice. The "Last Updated" date at the top of this page will reflect the date of the most recent revision.

Closure by You: You may request closure of your Account at any time by contacting [email protected]. Upon closure, any remaining real-money Balance (excluding non-withdrawable Bonus Funds) will be returned to your verified payment method within five business days, provided all KYC requirements have been satisfied.

Closure by oka520: oka520 reserves the right to suspend, restrict, or permanently close any Account with immediate effect and without prior notice where:

• There is evidence or reasonable suspicion of fraud, money laundering, match-fixing, or other prohibited conduct.
• The User has breached any provision of these Terms.
• Regulatory or licensing obligations require us to restrict access.
• The Account has been inactive (no login or transaction) for a continuous period of 12 months. Inactive accounts may be subject to a monthly dormancy administration fee of Rp 25.000, deducted from the available Balance until the Balance reaches zero, after which the Account is archived.

Upon closure for breach or fraud, oka520 reserves the right to withhold any Balance pending investigation and, where fraud is confirmed, to forfeit such Balance without further notice.

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which oka520 holds its international operating licence. The application of any other national legal system is excluded to the maximum extent permitted by law.

Dispute Resolution Process:

1. Step 1 — Internal Resolution: All disputes must first be submitted to the oka520 customer support team at [email protected]. We will acknowledge your complaint within 24 hours and aim to provide a substantive response within five business days.
2. Step 2 — Escalation: If you are dissatisfied with the outcome of Step 1, you may escalate the matter to our Compliance Department by clearly stating "Formal Complaint Escalation" in the subject line of your email. The Compliance Department will conduct an independent review and respond within 14 business days.
3. Step 3 — Regulatory Escalation: If the dispute remains unresolved following Step 2, you may refer the matter to the relevant regulatory authority of oka520's licensed jurisdiction for independent arbitration or mediation.

You agree that any dispute, claim, or cause of action arising out of or relating to these Terms or your use of the Platform will be brought exclusively through the dispute resolution process described above, and not through local Indonesian courts, except where mandatory consumer protection law requires otherwise.

For any questions, concerns, or requests relating to these Terms & Conditions, please contact the oka520 support team:

• Email: [email protected] (plain text — not a clickable link)
• Support Hours: 24 hours a day, 7 days a week, including Indonesian public holidays
• Response Time: Live chat — under 90 seconds average first response; email — within 24 hours
• Languages: English and Indonesian (Bahasa Indonesia) are both supported by our customer service team

For responsible gaming support specifically, please visit our Responsible Gaming page for a full list of self-help tools and external support organizations.